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Tag: Commercial Insurance

New Year’s Checklist: 7 Important Insurance Conversations Every Business Owner Should Have

New Year’s Checklist: 7 Important Insurance Conversations Every Business Owner Should Have

The start of a new year is an ideal time for business owners to review and refresh their insurance coverage to ensure it meets their current needs and business goals. Whether you run a small retail shop, a contracting business or manage a fleet, here are seven important topics to discuss with your local insurance agent this year. 1. Annual Insurance Coverage Checkup As your...

What to Know About Workers’ Compensation and Working from Home

What to Know About Workers’ Compensation and Working from Home

Are you one of the many businesses that has taken on a remote or hybrid working model? Working from home has pros and cons, but it also raises serious questions like what would happen if an employee becomes injured while performing work at home. Workers' compensation (often shortened to workers’ comp) laws and requirements vary by state, but generally, any business that has employees must have workers’...

7 Tips to Winterize Your Business and Protect Against Winter Hazards

7 Tips to Winterize Your Business and Protect Against Winter Hazards

Before each winter, business owners should spend time preparing to protect their property and operations from the challenges brought by cold weather, snow and ice. Winterizing your business is not just about staying warm—it's about safeguarding your assets and minimizing potential risks. A well-prepared business can avoid costly repairs and downtime during the winter season. Here are seven tips to help you protect your business...

8 Anti-Discrimination Laws Business Owners Should Know

8 Anti-Discrimination Laws Business Owners Should Know

Fair and equal treatment isn’t just the right thing to do—it’s often the law. Whether you’re hiring for a new position, planning a promotion, or letting an employee go, it’s important to be aware of anti-discrimination laws enforced by the U.S. Equal Employment Opportunity Commission (EEOC). Why? Because if you’re accused of discrimination or harassment, you could potentially face a long and costly legal battle...

Is Your Business Data Secure? 5 Things to Know About Small Business Data Breaches

Is Your Business Data Secure? 5 Things to Know About Small Business Data Breaches

A data breach is not something that just happens to mega-retailers – small businesses are also at risk. From customers’ credit card numbers to employee tax information, it’s likely that your small business handles sensitive data on a regular basis. All it takes is one convincing phishing email or a stolen laptop for sensitive data to get into the wrong hands. Having the right business...

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